Uqaphele ukuthi singakutholanga malini, ekupheleni kwenyanga kuvela ukuthi iningi lomholo lingacaci ukuthi yini, ezintweni, ngaphandle kwalo ongakwenza kalula. Sicabange futhi sanquma ukuthola ukuthi singayisebenzisa kanjani ngengqondo, ukuze singazami ukusinda ngezinkulungwane ezimbalwa zokugcina ekupheleni kwenyanga.
Khetha iphuzu eliyinhloko lokusebenzisa kwakho imali
Njengomthetho, ngamunye wethu unobuthakathaka, ongazisoli nganoma iyiphi imali, futhi ososayensi bezengqondo ngezwi elilodwa bathi ukuthi imingezo yezifiso zabo iveza ukwaneliseka okwenziwe ngezinye izindlela.
Ake sithi awukwazi ukucabanga impilo ngaphandle kokuhambela ezweni lamaphupho akho, okungenani kanye ngonyaka. Yebo, kudinga ukutshalwa kwezimali kwemali, kepha kungcono kunalokho uma unqamula lesi sifiso. Uma wazi ukuthi unohambo olusetshenzisiwe, cishe izinyanga eziyisithupha ziqala ukuhlehlisa inani elincane ukuze ungasusi wonke amaholo ngaphambi kokusuka.
Yenqaba ukusetshenziswa kwemali engenamsebenzi
Photo: Unsplisish.com.
Njalo Landela Uhlu
Khumbula ukuthi isikhathi sokugcina sesisesitolo, futhi kanjani ngesimiso sakho siyothenga. Impela, uthenga engikuthandayo, esikhundleni sokuthatha into edingekayo ngempela. Futhi akunandaba, wafika wemikhiqizo noma ngengubo entsha. Njalo yenza uhlu bese ulilandela ngokuqinile. Kuyinto efiselekayo uma uphuza kuyo, iyiphi into oyifunayo ukuthi akufanele uchithe ukuthatha into yokuqala eyenzekile.
Funda ukuhlela izindleko
Enye yezindlela eziphumelela kakhulu zokugcina ukusetshenziswa kwemali ngaphansi kokulawulwa ukubeka imali evele kumaphakethe ahlukene. Isibonelo, kufanele ube kwisabelomali "umsoco", "izindlu kanye nezinsizakalo zomphakathi", "Izindleko ezingalindelekile", njll. Amaphuzu angahluka ngesicelo sakho. Umugqa ongezansi ukuthi wena nge-ally ngeke welule ibhlokhi "lokudla" lapho ulahlekile isikhwama esisha. Zama.
Ungagcini ekuhambeni
Photo: Unsplisish.com.
Bheka izihlobo zakho
Imvamisa, thina ngokwethu asibonisi ukuthi singalingisa kanjani indlela yokuziphatha kwabazali / amadoda / amakhosikazi: Uma kukhona emndenini weTranszhir, "athela" yilowo nalowo muntu nxazonke. Uma unesabelomali esifanayo nomyeni wakho, futhi uqaphela ukuthi imali ihlala ilahlekile, kepha awukwazi ukubizwa ngokuthi yimali, bheka ukuthi yini echitha imali evamile ingxenye yakho yesibili. Kungenzeka ukuthi inkinga ilele kuwe.
Ukuhlaziya njalo
Vele, kunzima ukuguqula indlela yokuphila, kepha akukho lutho oluyinkimbinkimbi kulokhu, uma ufisa, uyakwazi ukuguqula isabelomali ukuze ube nethuba lokuhlehlisa izinto okudingayo ngempela. Vele uthathe isinyathelo sokuqala.
Hlala imali ngezitaki
Photo: Unsplisish.com.