Ikiruhuko cy'izabukuru: Icyo tugomba gutekereza mbere kutagumayo nta mafaranga

Anonim

Mu Burusiya, pansiyo y'imyaka isabwa abagabo barengeje imyaka 65 n'abagore barengeje imyaka 60, ariko ibyiciro bimwe by'abaturage bafite uburenganzira bwo gutangira kwakira ubwishyu mbere. Nkuko bigaragara ku rubuga rwa pansiyo, uburenganzira nk'ubwo butangwa ku mirimo yangiza kandi iteje akaga, abaderevu barwaye indege za gisivili, abapilote b'ikigereranyo, abantu barwaye imirasire cyangwa ibiza, abagore bafite abana batanu , iyerekwa ryahagaritswe, ababyeyi n'abarezi b'abafite ubumuga, kimwe n'abandi baturage. " Ariko, ibi ntabwo aribyo byose ukeneye kumenya kubyerekeye pansiyo - abasigaye bazabwira ibi bikoresho.

Mbega ukuntu ukeneye gukora

Dukurikije ingingo ya 8 y'itegeko rya Leta No 400, pantaro yubwishingizi ya kera niba hari byibuze imyaka 15 y'akazi mu karere ka federasiyo y'Uburusiya, niba usezeye nyuma ya 2024. Mugihe uburambe bwawe bwageze ku kimenyetso mumyaka 42 (abagabo) nabafite imyaka 37 (abagore), urashobora gusaba pansiyo imburagihe. Kuburambe bwakazi bugenewe ko ukorera amasezerano ahoraho cyangwa yigihe gito uhuye numusoro nubwishyu bwumukoresha, cyangwa ukambirwa nkumukoresha, ugakuramo amafaranga kugiti cye kandi ugakuramo amafaranga kumusoro wigenga. Niba witeze kwakira pansiyo, tekereza mbere yo kubona akazi hamwe nakazi keza, hanyuma urebe kwirundarungano mubiro byindege byikigega cya pansiyo, kugenzura kugabanyirizwa umukoresha. Umukoresha agomba kwiyandikisha mumasezerano umubare wuzuye wumushahara wawe, ntabwo ari igice cyacyo.

Uburyo pansiyo ibarwa

Dukurikije ingingo ya 15 y'iri tegeko, umubare wa pansiyo ugenwa na formire: spt = ipk x sctk, aho intego ya pansiyo yimbere mu busaza; IPC ni coension kugiti cye; Sec - Ikiguzi cya Pansiyo imwe kuva kumunsi pansiyo yubwishingizi imaze kugenwa. Kumyaka 2020, amasegonda angana na 93 mabi, ariko kuri 2024 izakura kugeza 116. IPCs irashobora kuboneka kurubuga rwemewe rwikigega cya pansiyo muri konte yihariye, cyangwa gutumiza icyemezo mumashami yaho ya Fondesiyo.

Ni ikihe kigega cyo gutanga amafaranga

Mburabuzi, winjira mu masezerano hamwe n'ikigega cya pansiyo ya Leta, iyo giteguwe ku mirimo yemewe hanyuma utangire ku rutonde. Nanone, ukurikije igice c'amadugararo ya pansiyo, urashobora kugirana amasezerano n'ikigega cya pansiyo kitameze, aho uzakira ubwiyongere bw'izabukuru mu gihe kizaza. Urashobora kohereza umurwa mukuru wa pansiyo mukigega cya pansiyo, fungura amafaranga mu mpapuro cyangwa indi mitungo, ukusanya amafaranga kubera ishoramari rya buri kwezi nibindi. Kubijyanye nigice cyuzuye pansiyo, urashobora kugisha inama impuguke mu mafaranga, bishingiye ku nyungu zawe zihoraho, kuzigama, n'ibindi, bizavuga uko byabikora.

Kuvuga pansiyo, ni ngombwa gusobanukirwa ingamba uhisemo. Imirimo imwe kumushahara "wumukara", izenguruka amategeko, kandi ibone byinshi muri iki gihe, ariko nyuma banyuzwe na pansiyo ntarengwa. Abandi bakora bakurikije amasezerano yemewe hanyuma bakakira pansiyo nini.

Soma byinshi