Ku Russia, penshoni yakale imalipira kwa abambo okalamba zaka 65 ndi akazi oposa zaka 60, koma magulu ena a nzika ali ndi ufulu woyambira kulandira zolipira m'mbuyomu. Monga tafotokozera patsamba la penshoni, ufuluwu umaperekedwa kwa "ogwira ntchito oyendetsa ndege, oyendetsa ndege oyendetsa, anthu omwe amakhudzidwa ndi ma radiation, azimayi omwe ali ndi ana asanu , masomphenya olumala, makolo ndi oyang'anira olumala, komanso nzika zina. " Komabe, izi sizo zonse zomwe muyenera kudziwa za penshoni - ena onsewo anena m'mawu awa.
Kuchuluka kwa zomwe mukufuna
Malinga ndi Argan 8 ya Federal Lamulo la Federal Ayi. 400, kugwiritsa ntchito inshuwaransi ya akatswiri ngati ali ndi zaka zosakwana 15 m'gawo la Russian, ngati mupuma pantchito mwachangu 2024. Ngakhale zomwe mwakumana nazo kufika pa chilembo mu zaka 42 (abambo) ndi zaka 37 (azimayi), mutha kulembetsa ku penshoni musanakwane. Pansi pa ntchito yantchito imatanthawuza kuti mukugwira ntchito yanthawi yokhazikika kapena kwakanthawi kokhala ndi msonkho komanso kulipira kwake kwa owalemba ntchito, kapena kukongoletsedwa ngati bizinesi ya msonkho wodziyimira pawokha. Ngati mukuyembekeza kulandira penshoni, lingalirani pasadakhale kuti mupeze ntchito yogwira ntchito, ndikuwonani kudzikundikira muofesi ya penshoni, kuwongolera kuchotsera kwa abwana. Wolemba ntchito ayenera kulembetsa nawo mgwirizano wa malipiro anu onse, osati gawo lake.
Momwe penshoni imawerengedwa
Malinga ndi Arsipoti 15 Lamulo ili, kuchuluka kwa penshoni kumatsimikiziridwa ndi formula: spt = ipk x scttk, pomwe cholinga chake ndi kukula kwa penshoni ya ukalamba; IPC ndi pensheni yopambana; Sec - mtengo wa penshoni imodzi yolumikizana kuyambira tsiku lomwe penshoni yakale imasankhidwa. Kwa 2020, sec ndi yofanana ndi Ruble ruble, koma pofika 206 imakula mpaka 116 ruble. IPCS imatha kupezeka patsamba lovomerezeka la thumba la penshoni mu akaunti yanu, kapena kuyitanitsa satifiketi mu nthambi ya maziko.
Thupi loti lipereke ndalama
Mwachisawawa, mumalowa mgwirizano ndi thumba la boma la penshoni, pomwe lidakonzedwa kuti ligwire ntchito ndikuyamba kulemba ndalamazo. Komanso, malinga ndi gawo lalikulu la penshoni, mutha kulowa mu mgwirizano ndi thumba la pension pein-boma, pomwe mudzalandira kuwonjezeka kwina mukapuma pantchito. Mutha kutumiza likulu la amayi ku thumba la penshoni, ikani ndalama zotetezeka kapena zinthu zina, zimasonkhanitsa ndalamazo, zomwe zimakhalapo chifukwa cha ndalama zomwe zingachitike pamwezi. Ponena za gawo lokwanira penshoni, mutha kufunsana ndi ndalama zachuma, zomwe, pamaziko a ndalama zanu zosatha, zopulumutsa, ndi zinthu zina, zinenetsa momwe angachitire.
Kulankhula za penshoni, ndikofunikira kumvetsetsa njira yomwe mungasankhe. Ena amagwira ntchito pa malipiro a "chakuda", kudutsa lamulolo, ndikupeza zochulukirapo pakadali pano, koma pambuyo pake amakhutira ndi penshoni yochepera. Ena amagwira ntchito molingana ndi mgwirizano wovomerezeka ndipo pambuyo pake amalandila ndalama zambiri.