Ukudlala nengane esitolo, ungesabi ukusebenzisa i-Trifle yangempela. Okokuqala, ingane ilula futhi ishesha ukufunda ukuhlunga izinto ngosayizi, umbala, nokuqala kwe-arithmetic kuzobekwa, ngoba izinombolo zibhalwe ngezinhlamvu zemali futhi ngokushesha okukhulu kunokudonswa amaqabunga.
Lapho ingane ikhula, kufanele achaze ukuthi imali evela esibhakabhakeni ayiwi. Kudingeka ukuthi bathole. Kuyadingeka ukuthi uqale ngendaba yokuthi abazali baya emsebenzini, bathole iholo layo, elichithwa kumathoyizi, okokugqoka nokudla. Iminyaka evela ezinganeni ezine noma ezinhlanu ingakwazi ngonembeza ozolile ukuba unamathisele ekukhathazekeni komndeni. Thatha iphepha, ubhale ngalo inani olitholayo. Intela ebambekayo, imali yokuthola izinsiza, ukukhokhwa kokuhamba, njll. Futhi ikhombise ukuthi ekugcineni ungachitha kumathoyizi, ukudla, izingubo. Iminyaka evela ezinganeni eziyisithupha-eziyisikhombisa ingathenjwa ukuthenga okuthile okudingekayo emndenini. Isibonelo, isinkwa. Okokuqala, nikeza imali kubhavu we-tue, bese kuba nesibalo esinjalo ukuze ingane ikwazi ukubalekela ukunikela.
Imvamisa kuphakama umbuzo: noma ngabe ushiya ingane ngokuthenga noma kufanele ibuyele kubazali bonke ngaphambi kwepeni. Kuhle ukusindisa i-trifle esele emkhankasweni esitolo. Kepha umgomo kufanele ube ngokoqobo futhi ufinyeleleke - ngokwesibonelo, umdlalo noma ithoyizi abantu abadala abangakwazi ukuthenga. Ukuqongelelwa okunjalo kwafundisa ingane ekubekezeleni nasekuhlelweni kwezindleko. E-Europe, kuyisiko ukunikeza ingane le nhloso ibhokisi elikhethekile ukuze imali ibonakale, hhayi ngaphakathi kwebhange le-piggy, ngiyaxolisa ngokuxolisa, futhi ngifuna ukubona lokho kuqongelela. Ukuzivumelanisa nezimo zaleli cala kungaba yinto esobala. Ngemuva kwakho konke, ukucaciseleka kwenqubo kubalulekile ngokwengqondo ezinganeni. Ingane kufanele ikwazi ukuvula imali yakhe, yabeka elinye umnikelo kuyo futhi iqiniseke ukuthi inani liyanda, noma ngabe asazi ukuthi libala kanjani. Ekuqongeleleni, ubukeka, futhi ufunde. Abazali bakhuthaze ukubekezela kwakhe ngeqiniso lokuthi lapho beqongelela inani elithile, "iphesenti" lokubekezela (ngokwesibonelo, liqongelele ama-ruble angama-200 - la malini alinikayo.
Kuvela emabhange ezingulube nakwenye inzuzo. Lapho inzalo ibuye iqale ukuba yinhle, ixoshwa ngemali kwenye engenangqondo, uyoba nesizathu sokumnikeza ukhetho: noma manje lapho sithenga imali ukuze uzibeke ebhange le-piggy . Vumela ufunde ukukhetha nokwenza izinqumo. Kuwusizo kakhulu kuye ngokuzayo.
Ekugcineni, imali ephaketheni. Imvamisa baqala ukuyeka lapho ingane iya esikoleni. Khumbula: Akunandaba ukuthi yini esibanikeza yona, kubalulekile ukuthi ingane ifunde ukuxhumana nabo. Awukwazi ukunikeza okuningi njengezidingo zengane? Ngitshele ngokuqinile: "Uxolo, yilokhu engingakunika kona okwamanje." Ubuza okwengeziwe? Xoxa ndawonye isabelomali somndeni ngezinombolo ezandleni zakho. Vumelana izinsuku zokugcina, futhi uma zithembisa, zifeza isithembiso sakho. Eminye yemithetho eyinhloko umthetho wokulawulwa okungabonakali: Kufanele wazi ukuthi ingane yakho ichithe kuphi igazi layo, futhi kulokhu akudingekile ukuhlela ukuphenywa nsuku zonke, ngezikhathi ezithile, phakathi kwalolu daba ukwaziswa ngalo.
QAPHELA: Inani elithile kufanele liqine futhi likhishwe njalo, mhlawumbe ngezinsuku ezithile (njenge-advence and pay). Ngendlela, izazi zezengqondo zaseMelika zikholelwa ukuthi inani kufanele likhuphuke ngokuya ngeminyaka yengane: amadola ayi-6 ama-6 ngeviki, isikole seminyaka eyishumi - ishumi nambili. Ingane kumele inqume ukuthi yini okufanele uyisebenzise le mali. Kusukela manje kuqhubeke, awuthenisi okuncane okuhlukile kuye: Choo kumele afunde ukubalwa ekusetshenzisweni kwazo.