Okokuqala, faka amakhadi wesikweletu esikhwameni. Lokhu kuzokuvumela ukuthi ungafaki izikweletu ngenxa yama-shinkens amahle alandelayo. Ikhadi le-DEBIT lizobe wusizo futhi ukungahambisa yonke indawo nami. Kuyo, njengomthetho, zonke izindlela zigcinwa, futhi zilula kakhulu ukwehlisa, ngaphandle kokuzizwa ezandleni zemali yangempela. Ngaphambi kokuya esitolo, susa imali engaka ekhadini njengoba ulungele ukuchitha.
Yenza uhlu. Lokhu kungaba uhlu lokuthenga ngokuhamba ngakunye esitolo noma uhlu lokusebenzisa imali enkulu ngenyanga. Ukulungisa zonke izindleko kuzosiza ukuhlela isabelomali futhi uqonde ukuthi hlobo luni lwenkululeko olungakwazi ukukhokha, futhi okungelona.
Musa ukugcina idatha yekhadi kuzinhlelo zokusebenza. Kuholela ekuthengeni okusheshayo. Isikhathi ngasinye, ukuletha inqwaba yezinombolo, uzothola isikhathi sokuhlaziya isidingo sezindleko.
Ukusindisa, kuvame ukuhlangana nabangane ekhaya, hhayi kwi-cafe. Kepha ungakuvimbeli ukusebenzisa itekisi noma ukuhlanza owomile. Ukulondolozwa okunzima okunzima ngokushesha uyakhathala.
Futhi ekugcineni, funa eminye imithombo yemali engenayo. Kungaba umsebenzi wesikhashana emibandela yokuzikhandla, ukuthengiswa kwe-arailework noma ukuqasha okuthile (izindawo zokupaka, amakamelo, izesekeli zezingane ezibizayo nezinye izinto).