Ungaphikisana, kepha ukuhlela impilo enhle eRussia kulula. Ezweni lethu, ungathola imfundo ephakeme yamahhala, okulula kakhulu ukuhlanganisa nomsebenzi, uma ungafundanga kudokotela noma umakhi. Futhi kwesinye isikhathi ngisho nemfundo akudingekile: Kunezifundo ezanele noma umthambo webhizinisi olwenziwe ngosomabhizinisi ukuze ungatshalizimali ukuze uthole imali yokuqala ukuze uvule imali yakho yokuqala ukuze uvule imali yakho. Kodwa-ke, abantu abadala abayena ize ukukhathazeka ngekusasa lezindlalifa - imali enkulu ilula kangako ayitholanga. Futhi ekusithekeni, umzali ngamunye uphupha ngakho ukuthi ingane yakhe ayinakuzidelela. Ungayenza kanjani? I-Ansishit iyaqonda ukuthi yimaphi amapharamitha okuhamba lapho axazulule phakathi kwezezakhiwo nezemfundo.
Bheka inhlokodolobha yakho
Ngokwezinto ezibonakalayo ezintweni ezibonakalayo, sibhala ngalokhu ngamunye kini isikhathi sokwenza i-airbag. Futhi awudingi ukuzuza izigidi zalokhu - ungaqala ngokuqongelelwa kwama-ruble ambalwa ama-ruble ayinkulungwane, okufanele aphenywe ngezokuphepha noma okungenani afake kwi-akhawunti yasebhange ukuze alondolozwe emalini. Uma usilondoloze inani losayizi weholo lonyaka, kungenzeka ukuthi ufakwe ngaphansi kwamaphesenti ebhange noma ukutshala imali ekwakhiweni kwezindlu. Into esemqoka ukukhumbula umthetho owodwa: ungalokothi ungivumele ngikweleta, futhi uma unika, bese uzilungiselele ukubanikeza. Ngemuva kwalokho isabelomali sakho sizokwakhiwa ngamanani angempela, futhi hhayi asungula.
Izwe linenombolo enkulu yezindawo zesabelomali kumayunivesithi ahlonishwayo
Photo: Unsplisish.com.
Xoxa ngezinhlelo zezingane
Uma uhlala enhlokodolobha noma uhlela ukuthutha lapho, futhi ingane ayifuni ukushiya phesheya eminyakeni engu-5-10 elandelayo, kunengqondo ukutshala imali ekwakheni. Ngani? Kunenombolo enkulu yezihlalo zesabelomali emanyuvesi ahlonishwayo. Sisebenzisa imali kubo kusuka kwisabelomali lapho osemusha angazilungiselela izivivinyo bese ungena kwisabelomali, kunganengqondo. Kungcono ukweqa unyaka bese uzama ukukhokha iminyaka emi-4 ngokufunda. Ngalesi sikhathi, ungakhetha indawo futhi uthenge ifulethi esigabeni sePit. Ngesikhathi ephothula izifundo zakhe futhi aqala ukusebenza, uzovele anaso indlu yakhe. Ifulethi lakho lizomsindisa okungenani ama-50% omholo njalo ngenyanga, ongatshala imali kumakilasi angeziwe noma ngentokozo yokuchitha ekwandisweni kwama-horizon - Izincwadi, ukuhamba, ezemidlalo.
Cabanga ngokuhamba
Akekho nemithombo yezindaba ebhale leyo ngxenye yamaphupho amadala wentsha yokuphuma ezweni. Ukwakha amaqhawe kanye nokunxusa ngeke kwesokunxele - wonke umuntu uzokuxazulula ngokwalo lo mbuzo. Amanye amazwe angafundwa mahhala noma ngama-orgivvions amancane, uma ufunda ulimi - Czech Republic, eSlovakia, China, eSpain. Noma uthole umfundaze ukumboza izindleko - usa, eNgilandi, iHungary, e-Italy nabanye. Thumela imali ekusekelweni kwengane okokuqala. Kungcono ukufaka isandla kuye ukuze ubathathe ngamaphesenti aqoqiwe ngesikhathi. Lawa manani azoya kumadokhumenti anxusa, ukukhokha umshwalense, amathikithi ezindiza nezindlu. Futhi, uzodinga imali okokuqala, ngoba kwesinye isikhathi ama-Scholarship awakhokhwa ngokushesha, nezinyanga ezi-1-2 ngemuva kokufika.
Uma ingane ingayanga eyunivesithi, kepha unethuba lokukhokhela ukuqeqeshwa kwakhe futhi ubona amandla kulo, kwenze
Photo: Unsplisish.com.
Uma kungenzeki lutho
Ukuncintisana emiqhudelwaneni ephezulu. Uma ingane ingayanga eyunivesithi, kepha unethuba lokukhokhela ukuqeqeshwa kwakhe futhi ubona amandla kulo, kwenze. Kuyasiza ukuhlala kwelinye izwe okungenani ukuze uzimele futhi uqonde ukuthi umhlaba uyinkimbinkimbi kakhulu futhi ungaphansi kohlaka lwenkampani ehambelana nabo ekilasini. Futhi ungakuhlehlisi ukutadisha izilimi kuya ohlelweni lwesibili - "Lona" amandla athambile "ekusebenziseni okuzayo, okunembile ngakho.