Umuntu ngamunye uphupha ngokuhlinzekwa ngokwezezimali, kepha akubona bonke abantu abazama ukuba nekhono ngokwezezimali. Ukubhala ngokwezezimali kuyisihluthulelo sesimo sezezimali esiphakeme, ukusetshenziswa kwemali okunengqondo nokutshala imali, ukunqwabelana okufanele. Ngeshwa, lolu lwazi alunikezwa esikoleni, futhi akuwona wonke umzali anakekela ulwazi lwezezimali lwezingane zabo.
Siyagqamisa futhi sihlole izinyathelo eziningana ezizosiza ukwenza abangane ngemali futhi bathuthukise isimo sakho sezezimali.
Isinyathelo 1 Khulisa izindleko. Njalo. Lokhu kufanele kube ngumkhuba othomathikhi.
Ukusebenza kahle kusho ukunciphisa izinga lezindleko ngaphandle kwehlise izinga lokuphila.
Okokuqala, kuyadingeka ukuthi ulawule izindleko bese uwaqopha okungenani kungakapheli izinyanga ezi-1-2, futhi kungcono ukukwenza ngaso sonke isikhathi. Okulandelayo, kuyadingeka ukubahlaziye futhi uqonde ukuthi izindlela "zenqatshwa".
Izibonelo zokusebenziseka kwezindleko:
- Thenga ngezitolo eziku-inthanethi zezimpahla ngentengo ephansi
- Ukuthengwa kwamaphakeji amakhulu, okuvame ukuzuzisa kakhulu
- Hlaziya amanani entengo efanayo futhi ufune okunikezwayo okunenzuzo kakhulu.
- Sebenzisa amakhadi wesaphulelo
- Ukuqashwa kwezimpahla ezisetshenziswa kancane esikhundleni sokuthenga
- Futhi enye indlela eyi-101 yokuthenga okungcono kakhulu ngentengo encane.
Isinyathelo 2 Sebenza Ukufakwa Okubi Okuhlobene Nezimali. Kubaluleke kakhulu!
Ngokuvamile, isimo sethu sengqondo siyingcebo sinquma ithuba lethu lokuthola. Ukufakwa okungalungile kusebenza ezingeni lokuqonda kwethu, kusengaphambili izenzo zethu nokuvimbela ukuthuthukiswa.
Kuyadingeka ukubathola kuwe, bhala phansi bese usebenza.
Zibuze imibuzo: Yini engicabanga ngemali? Yini engicabanga ngabantu abacebile? Ngingacebisa malini? Ngiphakeme kangakanani nami nomsebenzi wami?
Khumbula ukuthi ukufakwa kabi okuwukuzwe yini kubazali, ontanga, othisha. Mhlawumbe banjalo nawe.
Ukuqhathanisa ukufakwa okungemuhle okunge, bhala isiqinisekiso esihle.
Isibonelo, ukufakwa okungalungile "akuzange kuhlale ngokucebile, akukho okuzoqala," ongakuzwa kubazali, sithatha indawo yokuthi "ngithanda ukuceba."
Landelela imicabango yakho emibi ngengcebo, ufunde iziqinisekiso ezinhle ngezikhathi ezithile.
Shintsha ukucabanga kwakho, funda ukuthi ungabonga kanjani umsebenzi wakho, ungesabi ukukhulisa intengo yemikhiqizo nezinsizakalo zakho. Lapho-ke imali oyitholayo izokhula!
Isinyathelo 3 Bheka imithombo emisha yemali engenayo. Njalo. Izwe lanamuhla linamandla amakhulu. Izinkampani zivule futhi zifa, ubuchwepheshe bungena ekungabikhona, okusha. Kufanele ube nemithombo eminingana yemali engenayo ukuze ubheke ngokuzethemba esikhathini esizayo.
Emsebenzini ngamunye ungathola imali etholwayo: Qala ukwenza ibhulogi, uqhube amakilasi we-Master yilokho owaziyo ukuthi ungabheka kanjani ama-oda angeziwe.
Ungaqala ukwenza imali yakho yokuzilibazisa (inalitha, umdwebo, i-manicure) noma uzenzele umsebenzi we-inthanethi ekude.
Uma unomthombo owodwa kuphela weholo, ukuthuthukisa uhlelo olucacile lwezenzo uma kwenzeka izimo zizoshintsha.
Isinyathelo 4 Funda futhi uthuthukise iziqu zakho.
Funda okuthile okusha, ukudlula izifundo nokuqeqeshwa, funda izincwadi. Ube uchwepheshe obalulekile emsebenzini wakho. Vula ibhizinisi. Lokhu akunzima kangako ukufunda. Ngokuqinisekile lokhu kuzoholela ekwandeni kwemali engenayo.
Udinga ukufundwa njalo. Lesi isidingo esidingekayo sangempela sanamuhla.
Yenza uhlelo lokuqeqeshwa bese uqala ukuyisebenzisa. Ungakhohlwa ukufaka ochwepheshe ekukhuleni komuntu siqu kulolu hlelo.
Isinyathelo 5 Dala i-airbag.
I-Airbag iyimali engachithwa ezindlekweni ezingalindelekile. Isibonelo, ukulungisa imoto noma uthenge imishanguzo uma kwenzeka kugula.
Lesi sinyathelo sokuphepha sivumela ukonga imali evame ukusetshenziselwa izidingo zanyanga zonke kanye nezinhloso zesikhathi eside. Futhi, leli nani likuvumela ukuthi uzokwehlisa ukuphepha kwakho uma kulahlekelwe umsebenzi.
Uma kungekho obekulindelekile okwenzeka, leli nani lizoba ngumnikelo kuphothifoliyo yakho yokutshala imali.
Isinyathelo 6 Beka izinhloso bese uhlehlisa ukuthenga kwanyanga zonke.
Izibalo ezilula zizosiza ekuboneni inani elifanele lihlehliswe futhi isikhathi lapho kuzokwenzeka khona lapho kuthengwa khona.
Isinyathelo 7 Thatha utshalomali lwakho.
Misa ukucabanga ukuthi ukutshala imali kuyihlathi elibi futhi eliminyene.
Ukutshala imali ngokuphepha, izinto zezezakhiwo, impahla yengqondo, imali.
Ngezinhloso zesikhathi eside, lokhu kuzokuvumela ukuthi ube nemali engenayo evela enhlokodolobha.
Funda ngokucophelela izinto ezisetshenziswayo ngalesi sihloko futhi ungaweli kumaqhinga we-scammers.
Lezi zinyathelo ezilula zizokusiza uthuthukise isikhundla sakho sezezimali futhi ube nekhono ngokwengeziwe kule ndawo.
Ukuze ube abangane ngemali, udinga ukuxhumana nabo. Qala ukufunda izincwadi eziningi, hlela izindleko zakho, ushintshe ukucabanga kwakho futhi ukhumbule ukuthi imali ngumsizi wakho ekufezeni izinhloso.