1. Bukela lonke uhambo ngohlelo lokusebenza lweselula
Uma unekhadi lasebhange lebhange elithile, landa uhlelo lokusebenza olusemthethweni lwaleli bhange bese ulandela imali engenayo kanye nezindleko. Thola i-akhawunti ehlukile ye-Piggy Bank, lapho uzohlehlisa khona i-10% yemali yanyanga zonke.
2. Ngaphambi kokwenza ukuthenga okukhulu, linda izinsuku ezintathu
Kuzokusiza ukuba ulinganise konke "ngoba" ngokumelene "bese unquma futhi, udinga into noma cha. Ikakhulukazi uma uthambekele ekuthengeni okuphoqelela.
3. Iya kwindlela yokuphila enempilo
Phonsa ukubhema, futhi uzonga ngogwayi, uphonsa isiphuzo - futhi uzomangala ukuthi imali eyengeziwe izohlala kanjani kwi-akhawunti ngokuphela kwenyanga.
4. Lahla ukujaha imikhiqizo
Akuyona imfihlo ukuthi imikhiqizo efanayo yemikhiqizo ehlukene ivame ukuba nekhwalithi efanayo, kepha imele ngezindlela ezihlukile. Kuyaziwa ukuthi imininingwane yamafoni we-apula kanye ne-Samsung yenziwa efektri eyodwa, kepha ama-Samsung ashibhile, futhi anenkomba enamandla. Kungani ungakhethi i-analog yaseKorea ye-smartphone?
5. Lahla amakhadi wesikweletu
Amakhadi wesikweletu ayizinkokhelo eziyingozi ezifihliwe namaphesenti aphezulu, adla njalo ingxenye yesabelomali sakho. Uma usuvele ukwazile ukwenza amakhadi wesikweletu, ukhokhe izikweletu kuzo, futhi ungazisebenzisi ngaphezulu.
6. Lungiselela ekhaya
Ukupheka ekhaya kushibhile kakhulu kunokuvakasha kwekhefi kanye nokusetshenziswa kwezinsizakalo zezinsizakalo zokulethwa. Isitsha esisodwa esiphekiwe singadliwa emibonweni emibili, nemikhiqizo yokusebenzisa amahlandla amaningi. Ngakho-ke, susa zonke izinhlelo zokusebenza zokulethwa kusuka ku-smartphone, ne-cafe idlula.
7. I-Integet kuya kwezinkokhelo kanye nezinzuzo kusuka kumbuso
Kusuka kuMbuso ungathola izinkokhelo ezihlukile zemali, kepha akuyena wonke umuntu owaziyo ngalokho abangenandaba, futhi akumangazi, ngoba konke kubhaliwe ngolimi lwebhizinisi owomile. Uma ungafuni ukubhekana nawe, cela izeluleko zabantu ezivele zijabulele izinzuzo, nakanjani ukuze ufunde izinto eziningi ezithokozisayo.
8. Ukuhamba njengevolontiya
UMkhandlu usebenza kakhulu kubantu abasha. Ungahlala uvakashela umkhosi womculo othakazelisayo njengomsebenzi we-cafe noma indawo - uzoba ngumcimbi, futhi ngasikhathi sinye uzothola imali. Kunezinhlangano eziningi, ikakhulukazi ezenkolo noma ze-esoteric, ezihlela uhambo lwamahhala noma olushibhile kakhulu kwamanye amazwe. Uma wabelana ngefilosofi yenhlangano, uzoba nentshisekelo yokuvakashela endaweni ethile ngesikhathi se-akhawunti yabo.
Ukulandela zonke lezi zeluleko, cishe uzozwa ukwanda okukhulu kwisabelomali sakho, futhi usebenzise imali egcinwe imali ngokuthile okuwusizo!