Ukudlala ngomntwana evenkileni, musa ukoyika ukusebenzisa itrafti yokwenene. Okokuqala, umntwana ulula kwaye uyakhawuleza ukufunda ukuhlela izinto ngokobukhulu, umbala, kunye nokuqala kwe-Arithmetic kuyo, kuba amanani abhalwe kwiingqekembe zemali kwaye ukhawuleze kakhulu kunokuba utsaliwe emagqabini.
Njengoko umntwana ekhula, kufuneka achaze ukuba imali evela ezulwini ayiweli. Kufuneka bafumane umvuzo. Kuyimfuneko ukuqala ngebali abaya kusebenza abazali, bafumane umvuzo, ochithe iithoyi, impahla kunye nokutya. Iminyaka evela kuma-4 okanye abahlanu abantwana banokuzilalisa isazela sokunamathela kwiinkxalabo zosapho. Thatha iphepha, bhala kuyo imali oyifumanayo. Faka irhafu, umrhumo wezinto ezisetyenziswayo, intlawulo yokuhamba, njlnjl kwaye ubonise ukuba ekugqibeleni ungachitha emidleleni, ukutya, iimpahla. Iminyaka evela kubantwana abathandathu-ezisixhenxe inokuthenjwa ukuthenga into eyimfuneko kwintsapho. Umzekelo, isonka. Okokuqala, nika imali kwi-tue ye-tue, ke ngoko ubalo olunjalo ukuze umntwana akwazi ukunika i-sution.
Rhoqo umbuzo uphakama: Nokuba ukushiya umntwana ngokuthenga okanye kufuneka ubuye kubazali zonke phambi kwento yepeni. Kungcono ukugcina itrafti ekhohlo ukusuka kwiphulo lokuya kwivenkile. Kodwa injongo kufuneka ibe yinyani kwaye ifikeleleke - umzekelo, umdlalo okanye into yokudlala abantu abadala abanakuthenga. Ukuqokelelwa kwakufundisa umntwana ukuba afundise umonde kunye nokucwangciswa kwendleko. EYurophu, kulisiko ukunika umntwana le njongo ibhokisi ekhethekileyo ukuze imali ibelele, ingaphakathi kwi-piggy Bank, kwaye ndifuna ukubona i-charv of ' Ukuziqhelanisa le meko kunokuba yinto ebonakalayo. Emva kwayo yonke loo nto, ukucaciswa kwenkqubo yingqondo ngokwengqondo kubalulekile kubantwana. Umntwana ufanele ukuba akwazi ukuvula i-cashier yakhe, faka enye igalelo kulo kwaye uqiniseke ukuba inani liyanda, nokuba sele engazi ukuba lilize. Ngexesha lokuqokelelwa, ujonga, kwaye ufunde. Abazali bakhuthaze umonde wakhe ngento yokuba xa uqokelele isixa esithile, "ipesenti" yokunyamezela (umzekelo, ifumene i-200, yi-10% yexabiso).
Zivela kwiibhanki zehagu kunye nesinye isibonelelo. Xa inzala yaphinda iqalisa ukuba imangalisayo, ikhuphe imali kwenye into engeyiyo, uya kuba nesizathu sokumnika ukhetho: okanye ngoku sithenga le nto uyibeka kwiBhanki ye-piggy . Vumela ukukhetha nokwenza izigqibo. Iluncedo kakhulu kuye kwixesha elizayo.
Kwaye ekugqibeleni, imali epokothweni. Ngokwesiqhelo baqala ukunika xa umntwana esiya esikolweni. Khumbula: Ayinamsebenzi into esibanika yona, kubalulekile ukuba umntwana afundile ukunxibelelana nabo. Ngaba awukwazi ukunika izinto ezifunwayo? Ndixelele ngokuqinileyo: "Uxolo, le yinto endinokunika yona okwangoku." Ngaba ufuna okungakumbi? Xoxa kunye nohlahlo-lwabiwo mali lweentsapho ngamanani ezandleni zakho. Ndiyavuma imihla ebekiweyo, kwaye ukuba bathembisa, basizalisekise isithembiso sakho. Omnye wemithetho ephambili ngumgaqo wolawulo olungenamsebenzi: Kuya kufuneka ukuba umntwana wakho uchithe igazi lakhe-penny-penny-penny, kwaye akukho mfuneko yokuba ucwangcise abantu bancinane, ngamanye amaxesha, phakathi komcimbi ukwazisa ngayo.
Qaphela: isixa esithile kufuneka siqinile kwaye sikhutshwe rhoqo, ngokukhethekileyo kwiintsuku ezithile (njenge-gostrations kunye nentlawulo). Ngendlela, oochwephesha bezengqondo baseMelika bakholelwa ukuba isixa semali kufuneka sinyuke ngokuxhomekeke kubudala bomntwana: i-6 yeedola ezintandathu ngeveki, isikolo esineminyaka elishumi - isikolo esiphezulu siya kuxela ingqondo kunye nengqondo eqhelekileyo. Umntwana kufuneka athathe isigqibo sokuba uza kuyichitha le mali. Ukususela ngoku, awuthethi mncinci kuye: choo kufuneka ufunde ukubala kwinkcitho yawo.