Amandla okuhlala ngokuhlala endlini asondela ekukhuthazeni imali, ngelishwa, ayinguye wonke umntu oboniswa yindalo. Uninzi lwethu lokuthenga i-USATARE noThintelayo ngamanye amaxesha ngaphezu kohlahlo-lwabiwo mali luvumela. Ke, indlela yokufunda ngokufanelekileyo ukwenza ukuthenga kunye nokusondela lo mbuzo ngengqondo.
¶1. Injongo yeenjongo. Xa sisiya kwivenkile enkulu okanye ivenkile yokutya, hayi ukuthenga uluhlu lwezinto eziqulunqwe kwangaphambili. Kunzima ngakumbi ngevenkile yempahla ngokumalunga noku, kuba intabalala yempahla kwaye isityhafisa kwiindleko ezingalindelekanga- ndiyayifuna, nangowesithathu. Kwangelo xesha, sihlala sithenga izinto zesitayile esinye, azifani kakhulu kwinyani yokuba sele sinayo ekhaya kwiinguqulelo ezintathu. Ke ngoko, ngaphambi kokuba siye esitolo, sihlola iwadi yakho ngaphambi kokuba siye evenkileni, siyaqonda ukuba sinayo, into esisilelayo ukuba siyifashini kwaye simhle ngeli xesha size sizenzele umsebenzi ekufuneka sizithenge.
Daria Pogodina - malunga ne-Wirchak yakho
№2. Sichaza iivenkile. Awuzange uzibuze ukuba kutheni kukho iivenkile ezininzi kakhulu kwiindawo zokuthenga? Ukuze wena kule ndawo yokuthenga ukuze uchithe imali kangangoko kunokwenzeka. Ngokweenkcukacha-manani, abantu, abasweleyo phakathi kweevenkile zokunxiba, qiniseka ukuba uthenge into nokuba ayifuni nto ngokomgaqo. Ndicinga ukuba wena, njengabathandi abathengisa, banovelwano oluthandekayo ukuba unike ukhetho lwakho, kodwa uhlala unomdla, kwaye okuthengiswayo kule venkile ivele ngaphandle kwesizathu esithile . Ukuba unenjongo phambi kwakho-ungachithi kakhulu, ungayifumani umdla kunye nomnqweno wokubona yonke into ibhetele uyeke kwaye ugxile kwixesha lakho. Oku kuqinisekisiwe ukuba ukuvumela ukuba ugcine imali kuphela, kodwa nexesha. Ukuya kuthengwa ngekhonkrithi kwivenkile ekhethiweyo kwangaphambili, ngokuqinisekileyo musa ukuchitha ngaphezulu.
Inombolo 3. Sukuthatha imali enkulu kakhulu kuwe. Kungcono ukumisela kwangaphambili ukuba leliphi imali kuhlahlo-lwabiwo mali lwakho sele ilungile ekuchitheni namhlanje kwiingubo. Ngokubanzi, ukucwangciswa kohlahlo-lwabiwo mali lwenyanga nenyanga kunye nayiphi na inkcitho enkulu kunceda ukugcina kwaye ungazithengi ngakumbi. Kwaye zilumkele amakhadi- ngokuqinisekileyo le ngokuqinisekileyo, kodwa "imali ephilayo", elele kwisikhwama sakho, ichitha i-stler yakho kune nje inyani.
Daria Pogodina
№4. Sukuthenga iimpahla zexabiso eliphantsi. Ukuya kuthenga, gcina ibinzana entlokweni, ukubhalwa kwebhayibhile ebizwa ngokuba yibhiliyoni edumileyo ye-baron rothschild: "Andizizo ndizithenga izinto eziphantsi." Iingubo zexabiso eliphantsi ziingubo ezisemgangathweni eziza kukunceda kwixesha elinye. Ungathenga izinto ezininzi ezixabiso eliphantsi kwaye uziphose kwisiqingatha sonyaka, kuba aziyi kujonga kakhulu: ii-jeans zolula emva kweetayile ezininzi, i-spools ziya kuvela kwi-odon, kunye nemingxunya emincinci. Kwiinyanga ezintandathu kamva kuya kufuneka uye kuthenga i-jean, i-sweatshi kunye ne-t-shirts oyilahlelayo xa ingena kuhluthi. Kwaye awuyi kuba nosizi, kuba awuyichithi imali eninzi kakhulu kubo.
№5. Intengiso yoloyiko! Kwelinye icala, ukuthengisa kulungile, kuba iimpahla zithengiswa ngesaphulelo. Kwelinye icala, ukuthengisa akulunganga, kuba ngexesha lokuthengisa asikulawulo. Iithegi zamaxabiso ngexabiso eligobile lezinto, ezitsalelekileyo kwiipesenti ezibonakalayo zijongela phantsi ukuba siphaphile ngaphakathi, kwaye sithenga, sizithethele zona zixabiso eliphantsi. Kunzima ukuthengisa okanye ukungabi nakuqhelekileyo ukuphepha inkcitho egqithisileyo, ke kulumkele ngeli xesha ukuba umsebenzi wakho kukusindisa.