"Ukucamngca ngendlela yokukhusela abantu kungakwazi ukugcina kungekuphela nje ukugcina, kodwa nokuphakamisa inqanaba lobutyebi bayo, sakha iqela legolide" eliqela ". Baye bathetha ngokufumana imithombo yengeniso kunye malunga nokuthambeka kwishishini labo, qinisekisa ukwanda kwexabiso lobuchule kunye nemfuno. Kwaye ukhumbuze ukuba akunakwenzeka ukwenza into oyenzayo: Dlala ngekamva, ukufaka esichengeni kwiilori ze-lottery, kwaye ungaphili kwi-Casino, kodwa unganikezeli kwi-Casino, kodwa ihlawule inkcitho yeemvakalelo, ihlala ityhala inkcitho . Ngoku semkile ukuxoxa ngemithetho emibini eseleyo. Ekuqaleni, basenokubonakala ngathi bodwa izifundo zesikolo. Kwaye nangona kunjalo, yile mithetho eyeyona isebenzayo, kufuneka uzisebenzise ngokuchanekileyo. Ke,
Umthetho wesihlanu: Lawula uhlahlo-lwabiwo mali lwakho. Uninzi lwazo zonke, mhlawumbi, ukubeka imali kunye nokubeka imali kwimvulophu kuyakhunjuzwa ngokuzaliseka komsebenzi wesikolo obolekayo-akukho lonwabo, umbono oqhubekayo. Ngeli xesha, abantu abakhuselwe kulawulo lomntu bafanelekile ngolonwabo. Kuba bayinxalenye yesiqhelo ye-Debit ngemali mboleko njengomdlalo! Njengomdlalo wobuqili kunye naye, apho kufuneka wazise kwaye uphumelele. Kuyimfuneko ukuhlangana kumda othile, ukuvala onke amanqanaba afanelekileyo obomi, kwaye kwangaxeshanye-kumdlalo womdlalo ngokupheleleyo-kancinane kwaye unike "imnandi". Kukho enye imfihlelo apha. I-Accounting isenokubonakala ingenakunyamezele ngokupheleleyo ukuba kukho kuphela iimfuno nezibophelelo ezibalulekileyo. Ke ngoko, ngokuqinisekileyo iya kuba yimfuneko ukubonelela ubuncinci kwikholamu encinci kakhulu yokuzithoba. Okokugqibela, sithethe ngemfuneko yesiko elincinci eqinisekisa ukuba ulungile: Ngamanye amaxesha kuya ngamanye amaxesha ngokuzithandela, kodwa intanda kwaye ngokungaguqukiyo ivumelana nobomi. Kwakusebenza nohlahlo-lwabiwo mali lokuba umntu okhusekileyo aze azonge olo lonwabo lokuba abantu bazama ukufumana kwaye basebenzise ukungcakaza. Kodwa lo ngumdlalo-umdlalo we-deft Accountants, ukusasaza ngokuthambekileyo nokuba ubuncinci. Ngaphezu koko, ngaxa lithile kulo mdlalo, umntu yokugcina nokuba aqale azibethe yena, ukuzama ukwenza enye imali ethile esiya kulinandipha ukubeka kwi "imali" nxamnye "imali". Ngendlela, unakho (kwaye uyafuna!) Qhagamshela yonke intsapho kuyo, ke imvakalelo yokuba nobuchule buyenziwa kwaye kwangaxeshanye kukwenza uxanduva lwemali. Kwaye apha ngokuqinileyo ukuya
Lawula isithandathu: senza imali. Umntu onikezwe qho, njengoko kubizwa, "gubungele umva". Ngenxa yoko, ngenxa yoko, eneneni akaqhelekanga kumxholo womntu osweleyo - "usuku olumnyama", ohlehliswa kuphela, olwalufumanayo, ongenakufika ngokuqinisekileyo. Inikezwe abantu ukuba baphile ngenye imini kwaye abaze basebenze ngayo yonke imali. Iiakhawunti kwiibhanki, kwizindlu zokuthengiswa, isitokhwe-yonke le nto, kwaye sikhulu, kwaye kukho imali. Ungaqhagamshelana nabo, kodwa unokukhululeka nje ukuba ubuqonde ubukho babo, kwaye okwangoku baphindaphinda ngokungathi buso ngabo, ngokuchanekileyo kwingxelo "yemali yemali."
Ngokuqinisekileyo le nto ingabonakali ngathi ibaluleke kakhulu kukuhlekisa komntu obizwa ngokuba yintoni ebizwa ngokuba yiyo, kwimibandela yokusinda (xa imali anayo imali eyaneleyo yokutya kwaye iqinisekisa iimfuno ezisisiseko). Ke ngoko, ukuba uyazilungiselela ukuba uphile ngokwemigaqo yabantu abakhuselweyo okanye ukubuyisela ubutyebi obulahlekileyo, kuyavakala ukuba, ngoncedo lwemigaqo emihlanu edlulileyo, sele ukwazi ukuncwina ngokukhululekileyo. Iskimu silula kakhulu: Uhlehlisa isishumi kuyo nayiphi na, nokuba ingeniso ehlekisayo. Amashumi amahlanu e-rubles-ukusuka kumakhulu amahlanu. Kwaye ugobe, ucime, usonge, phantse uzivelise ngokwakho ukubalisa okwenzekileyo kumzuzu othile wovavanyo. Ngokokujonga kwam, le ndlela isebenza kwinqanaba lengeniso: Ukulinda imali ngandlela ithile iphantse yaqala ngokuphindaphindiweyo. Ukuba kufutshane, umcimbi apha kukuba uhlala ugxile kwi-piggy yebhanki, kwaye wandise umzamo wokuzalisa. Nokudlala nohlobo lwe. Ngeebhonasi ezimnandi kakhulu: Okokuqala, ngokuthe ngcembe uyazithemba kwikamva, indlela yokhuseleko kunye 'nembuyisiweyo "; Okwesibini, ukwazi ukukholwa okumangalisayo kobukho bentsalela; Okwesithathu, uyonwabela ukumangaliswa kwento emnandi - kwaye ewe, olu wamangalelo luya kukumangalisa: Ipakethi yamashumi amahlanu athathwayo iya kukhokelela kwinani elikhulu ngokupheleleyo. Ke, ngokwakho, uya kufumanisa ukuba batshintshile kwinqanaba elitsha lokhuseleko. Kwaye le nkqubo, ngokubanzi, ayinasiphelo.
Yonke le nto ayisiyo ithiyori entle konke konke. Ulawulo ngalunye kwaye zonke zisebenza kakuhle. Jonga ukuba kube lula. Chonga iinyanga ezintandathu kuphela ukubazazise ebomini kwaye ube nomkhwa. Emva kokuphelelwa, uyakufumanisa ukuba, ngaphandle kokucinga, uqaphele, utshintshelwe kwinqanaba elitsha lengeniso. "