MuRussia, zera rekuregwa rakabhadharwa kune varume vakuru pane makore makumi matanhatu nematanhatu uye vakadzi vanopfuura makore makumi matanhatu, asi mamwe mapoka evatungamiriri ane kodzero yekutanga kubhadhara pakutanga. Sezvinoratidzwa pane yebhusaiti yePension yePension, vakadaro vashandi vanoita zvinhu zvinokuvadza uye vane njodzi, vanhu vanoedza, vanhu vane njodzi, vatyairi vakagadzirwa nevanhu, vakadzi vane vana vashanu , akaremara kuona, vabereki nevachengeti veakaremara, pamwe nevamwe vagari. " Nekudaro, izvi hazvisi zvese zvaunoda kuziva nezve mapensions - zororo racho rinotaura mune izvi zvinyorwa.
Zvakawanda sei zvaunoda kuti ushande kunze
Maererano nechinyorwa 8 chemutemo wemubatanidzwa. 400, iyo inishuwarenzi yemhando yekare inopa basa kana paine makore gumi nemashanu eRussia Federation, kana iwe ukaita basa racho kupfuura 2024. Kana chiitiko chako chakasvika mucherechedzo mumakore makumi mana nemashanu (varume) uye vane makore makumi matatu nematatu (vakadzi), unogona kunyorera pension yekutanga. Pasi pechiitiko chebasa chinoreva kuti urikushanda pachibvumirano chisingaperi kana chenguva pfupi uye kubhadhara kwemushandirwi, kana zvakashongedzwa nemari yekubira uye yekubvisirwa mari kune account account yakazvimirira yakazvimirira. Kana iwe uchitarisira kugashira pension, funga pamberi pekutsvaga basa nebasa repamutemo, uye tarisa kuunganidzwa muhofisi yePension yePension, kudzora kubviswa kubva kune waunoshandira. Mushandirwi anofanira kunyoresa muChinjisa huwandu hwakazara hwemubhadharo wako, uye kwete chikamu chayo.
Mashandiro anoita pension
Maererano nechinyorwa 15 wemutemo uyu, huwandu hwemapurasiti hwakatemerwa neFomula: Spt = Ipk x Sctk, uko kutarisisa ndiko kukura kwenzvimbo yekuchembera. IPC imvensi yemunhu emunhu coefficient; SEC - Mutengo weimwe pension coefficient sezuva rinobva kune iyo yekare inishuwarenzi pension yakagadzwa. Yema 2020, sec yakaenzana ne93 rubles, asi ne20024 ichakura kusvika ku118 rubles. IPCS inogona kuwanikwa pane yebhusaiti yepamutemo yeiyo pension fund muaccount yako, kana kuraira chitupa mubazi renzvimbo yehwaro hwenheyo.
Ndeipi mari yekupa mari
Nekukanganisa, iwe unopinda muchibvumirano neiyo State Pension Fund, kana yakarongedzwa kuti basa repamutemo uye ratanga zvakanyorwa mari yacho. Zvakare, maererano neyekuwedzera chikamu chenension, iwe unogona kupinda muchibvumirano chine mari isiri yepension, mauchazowana kuwedzera kwekuenda pamudyandigere mune ramangwana. Iwe unogona kutumira capital capital kune pension yemari, tora mari mukuchengetedza kana zvimwe zvinhu, unganidza huwandu hwakakonzerwa nemari yemwedzi nemwedzi uye zvichingodaro. Nezve chikamu chakaunganidzwa chePension, iwe unogona kubvunza zvirinani nezvenyanzvi yemari, iyo, pahwaro hwemari yako isingaperi, mari yekuchengetedza, uye zvimwe zvinhu, ichati kuchiita sei.
Kutaura nezve pension, zvakakosha kuti unzwisise kuti ndeipi zano raunosarudza. Vamwe vanoshanda pa "Black" muhoro, inopfuura nemutemo, uye uwedzere munguva iripo, asi gare gare ivo vanogutiswa nepenzvimbo diki. Vamwe vanoshanda zvinoenderana nechibvumirano chepamutemo uye vanogamuchira pension yakakura.