Gukina numwana mububiko, ntutinye gukoresha utuntu nyayo. Ubwa mbere, umwana biroroshye kandi byihuse kwiga gutondeka ibintu mubunini, ibara, hamwe nintangiriro yimibare izashyirwaho, kuko umubare wanditse ku biceri kandi byihuse kuruta gushushanya kumababi.
Mugihe umwana akura, agomba gusobanura ko amafaranga yo mwijuru atagwa. Basabwa kubona. Ni ngombwa gutangirana ninkuru ababyeyi bajya kukazi, shaka umushahara wabyo, ukoreshwa ku bikinisho, imyambaro n'ibiryo. Imyaka kuva abana bane cyangwa batanu barashobora hamwe numutimanama utanduye wogereza ibibazo byumuryango. Fata urupapuro, andika kuri yo amafaranga yinjiza. Gusimbuza imisoro, amafaranga yingirakamaro, kwishyura ingendo, nibindi no kwerekana ko amaherezo ushobora kumara ibikinisho, ibiryo, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyenda, imyambaro. IMYAKA kuva abana batandatu-barindwi barashobora kwizerwa kugura ikintu gikenewe mumuryango. Kurugero, umutsima. Ubwa mbere, tanga amafaranga kubituba igituba, hanyuma ukabarwa kugirango umwana ashobore kwitanga.
Akenshi ikibazo kivuka: Niba kureka umwana ufite ibyo kugura cyangwa ugomba gusubira kubabyeyi bose mbere yifaranga. Nibyiza gukiza udusimba tuva mubukangurambaga mububiko. Ariko intego igomba kuba impamo kandi igerwaho - kurugero, umukino cyangwa igikinisho abantu bakuru badashobora kugura. Kwegeranya gutya bigishije umwana kwihangana no gukoresha gahunda. Mu Burayi, biramenyerewe guha umwana kubwiyi ntego agasanduku k'untu amafaranga aryamye, kandi ntabwo ari muri banki y'ingurube, bibabaje ku mubabarira, kandi ndashaka kubona kureba. Kugirango uhuze nuru rubanza birashobora kuba umucyo urashobora. N'ubundi kandi, ibisobanuro bya gahunda ni psychologique ari ngombwa kubana. Umwana agomba gushobora gukingura umubitsi we, ashyira undi musanzu kuri yo kandi amenye neza ko amafaranga yiyongera, nubwo ataba atazi kubara. Mugihe cyo kwegeranya, urareba, kandi wige. Ababyeyi bashishikariza kwihangana kwe kuba mugihe bakusanyaga amafaranga runaka, "ijanisha" kugirango yihangane (urugero, yakusanyije amafaranga 200 - ababyeyi bahaye makumyabiri, ni 10% byamafaranga).
Hariho banki zingurube nindi nyungu. Iyo urubyaro rwongeye gutangira kuba rwiza, kunyaga amafaranga mubusa, uzagira impamvu yo kumuha amahitamo: cyangwa ubu tugura ibyo ubajije, cyangwa ahubwo ndaguha amafaranga kugirango ubashyire muri banki yingurube . Reka wige guhitamo no gufata ibyemezo. Nibyiza cyane kuri we mugihe kizaza.
Hanyuma, amafaranga yo mu mufuka. Mubisanzwe batangira gutanga mugihe umwana yagiye mwishuri. Wibuke: Ntacyo bitwaye kubyo tubaha, ni ngombwa ko umwana yize kuvugana nabo. Ntushobora gutanga nkuko umuntu akeneye? Mbwira ushikamye: "Ihangane, ibi nibyo nshobora kuguha muri iki gihe." Irasaba byinshi? Muganire hamwe ngengo yimiryango hamwe nimibare mumaboko yawe. Emera igihe ntarengwa, kandi niba basezeranye, basohoza amasezerano yawe. Imwe mu mategeko nyamukuru ni itegeko ryo kugenzura bidasubirwaho: Ugomba kumenya aho umwana wawe yakoresheje amaraso-igiceri, kandi kubwibyo ntabwo ari ngombwa gutegura ibibazo bya buri munsi, rimwe na rimwe, hagati yiki kibazo cyo kubimenyesha.
Icyitonderwa: Umubare runaka ugomba gukomera no gusohoza buri gihe, byaba byiza muminsi runaka (nkumushahara no kwishyura). By the was, abahanga mu by'imitekerereze y'Abanyamerika bemeza ko amafaranga agomba kwiyongera bitewe n'imyaka y'umwana: Amakarita atandatu 6 y'amadolari mu cyumweru, umunyeshuri w'imishahara y'imyaka icumi - etc. Imipaka yo hejuru izavuga ubwenge n'ubwenge. Umwana agomba guhitamo icyo gukoresha aya mafaranga. Kuva ubu, ntugura ubundi buryo buto kuri We: cpa igomba kwiga kubara amafaranga yabo.