In some cases, an accident is more convenient and faster to arrange without calling the traffic police officers using Europrotokol.
But there is one subtlety. It is necessary to be 100% confident that all the circumstances of the accident are suitable for the crash.
In what cases can eaurotocol be used?
- You are in Russia.
- Only two cars participated in the accident.
- both drivers are decorated and the policy of CTP (whether the policy is valid, you can check on the RSA website).
- Nobody suffered, did not die, and the damage is applied only by these two cars.
"You are an excellent negotiator, and with the second member of the accident you have a complete understanding about who among the blame and what to do, and most importantly - there are no controversial moments.
- And the most difficult thing is to appreciate that the sum of all damage and, accordingly, insurance compensation is not more than 100,000 rubles. Here you will also have to negotiate. If one of the participants in the accident, I do not agree with this amount and "asks more", you will have to call the police.
Yuri Sidorenko
Where to get a form?
Usually it is issued when issuing an insurance policy. If you have no hand in your hands, then it is necessary:
- Either, contact the office of the insurance company.
- either, download the form online, free, without registration and print on the printer
Who should fill out?
Any of the participants of the accident. One fills, the second checks. And the culprit, and the victim is interested in filling out. Because in case of incorrect filling in the document, the insurance may refuse to pay.
All nuances of filling Europrotokol read in the next article.
Europrotocol is filled in two copies, one of them you take yourself.
Do not forget to convey Eurotocol to the insurance company within 5 days from the date of the accident specified on the form, otherwise risk obtaining a refusal to compensation for damage.
Important!
The limit of insurance payments over Europrotokol is 100,000 rubles, but it can be increased to 400 thousand if:
- Drivers have no disagreement about the guilt and the circumstances of the accident.
- They will make photo scatter through the application "Assistant Osago" or "DTP Europrotokol".
But my opinion is:
- If you are not sure that the amount of damage is below 100,000 rubles, it is not worth risking, just call the traffic police officers and make up an accident with them. So it will be more reliable.
Be careful and good road!