Property or education - what to invest money when raising children

Anonim

You can argue, but to arrange a good life in Russia is easy. In our country, you can get a free higher education, which is quite easy to combine with work, if you, of course, learn not to a doctor or architect. And sometimes even education is not necessary: ​​there are enough courses or a congenital entrepreneurial vein so that it is almost without investments to earn the initial capital to open your own business. However, adults are not in vain in advance concern about the future of heirs - the big money is so simple not earned. And in secret, each parent dreams about it that his child could not deny himself. How to do it? Womanhit understands which parameters to navigate when solving between real estate and education.

Look at your capital

From the material in the material, we write about that each of you is time to form a airbag. And you do not need to earn millions for this - you can start with the accumulation of a couple of tens of thousand rubles, which should be investigated into securities or at least put on a bank account for saving from inflation. If you saved the amount of semi-annual salary size, it can already be put under the percentage of the bank or invest in housing construction. The main thing is to remember the one rule: never let me in debt, and if you give, then be prepared to give them. Then your budget will be built on real amounts, and not invented.

The country has a huge number of budget places in prestigious universities

The country has a huge number of budget places in prestigious universities

Photo: unsplash.com.

Discuss with the child plans

If you live in the capital or plan to move there, and the child does not want to leave abroad in the next 5-10 years, it makes sense to invest in construction. Why? There is a huge number of budget seats in prestigious universities. We spend money on them from the budget when the teenager can prepare for the exams and enter the budget, no sense. It is better to skip the year and try to pay 4 years for studying. During this time, you can choose the area and buy an apartment at the stage of the pit. By the time he graduates his studies and starts working, he will already have his own housing. Own apartment will save him at least 50% of the salary every month, which you can invest in additional classes or with pleasure to spend on expansion of the horizons - books, travel, sports.

Think over the move

Not one media wrote that half of modern youth dreams of going out of the country. To build heroes and urge you will not be left - everyone will solve this question for themselves. Abroad can be studied for free or with small orgivsions, if you learn the language - Czech Republic, Slovakia, China, Spain. Either get a scholarship to cover costs - USA, England, Hungary, Italy and others. Postulate money to the support of the child for the first time. It is better to contribute to to take them off with the accumulated percentage by the time. These amounts will go to appealing documents, payment for insurance, aircraft tickets and housing. Plus, he will need money for the first time, because sometimes scholarships are not paid immediately, and 1-2 months after arrival.

If the child did not go to the university, but you have the opportunity to pay for his training and you see the potential in it, do it

If the child did not go to the university, but you have the opportunity to pay for his training and you see the potential in it, do it

Photo: unsplash.com.

If nothing happened

Competition in competitions is high. If the child did not go to the university, but you have the opportunity to pay for his training and you see the potential in it, do it. It is useful to live in another country at least in order to become independent and understand that the world is much more complicated and more than within the framework of the usual company of classmates. And do not postpone the study of languages ​​to the second plan - this is a "soft force" in the future employment, which is accurate for it.

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