Da alama babu matsaloli tare da albashin, amma ana rasa kuɗi koyaushe. Wataƙila, kuna buƙatar kwarewar kasafin kuɗi, ba tare da wace babu inda kake ba, idan zaku sami manyan sayayya ko zuwa hutu mai kyau. Mun yanke shawarar gano yadda ake rarraba kasafin ku ta irin wannan hanyar da za a jinkirta da kudaden a cikin gidan kuma bai tashi ta hanyar trifles ba.
#one. Kudin da aka samu da samun kudin shiga
A yau, sau da yawa shall walat ɗinmu ya sake cikawa ba kasafan albashi ba ne kawai, har ma kashi na biyu, Kyauta a cikin nau'in kuɗi, cacheek da kuma kashi-iri daban-daban. Idan ba ku bi karɓar kuɗi daga kowane yanki ba don yin lissafin zuwan kowane wata, ƙarin kuɗi yana da sauƙi kamar yadda kuka samo su, kuma ba za ku lura da shi ba. Daga cikin wadansu abubuwa, kusan kowane mazaunin babban birni yana son cinyewa tare da ƙwararrun trifles kamar kofi na yau da kullun a cikin shagon kofi da aka fi so a hanya don aiki. Lura cewa irin waɗannan ƙananan farashi na iya nuna lambar lambobi mara dadi akan asusunku a ƙarshen watan.
# 2. Yi shirin shekara guda
A lokacin rani ba mu da tunani musamman game da liyafa mai sanyi na gaba, sabili da haka muna cin nasara da kudaden don nishaɗi da sauran ƙananan lokacin. Tare da isowa na Satumba kwatsam sai ya juya cewa ba ku da mayafin dumi ko ruwan sama, wanda ke nufin dole ne ku ɗauki kuɗin da aka yi niyya a babban sayan da kuka shirya a cikin bazara. Don haka, baya aiki don adanawa da gaske mahimmanci, saboda kwatsam kashe "ci" wani ɓangare na tanadi. Saboda haka wannan bai faru ba, rubuta shirye-shiryen siyayya tsawon shekara guda: ba tare da abin da ba za ku iya yi ba, saboda haka zaku iya tunawa kuma, saboda haka zaku iya tunawa kuma, saboda haka zaku iya tunawa kuma, saboda haka zaku kasance cikin jera tsawon lokacin da kuke bukata. Zai kiyaye ku daga siyan takalmin bazara "bazara mai zuwa a ƙarshen watan Agusta.
Dakatar da yin cinikin sayayya
Hoto: www.unsplant.com.
# 3. Ƙirƙiri walat
A yau zaku iya ƙirƙirar Wallet mai amfani, ba tare da barin gidan ba, fa'idar aikace-aikacen hannu na bankunan banki da yawa. Kuna buƙatar tsara maƙasudin kawai da adadin da kuke buƙata. Lokacin da kuka gani a gaban idanunku sunan maƙasudi, ba za ku sami sha'awar ba zato ba tsammani ku cire kuɗin don haka, bari mu ce abu mai ban sha'awa a lokacin ban mamaki a hankali tare da budurwa.
#four. Rarraba kashe kudi ga mahimmancin
Aauki al'ada don taɓa yin amfani da kuɗin don biyan kuɗi kamar biyan kuɗi, biyan bashin da yara, da sauransu bayan hakan zaku iya fara shirin shirya ciyarwa akan wasu buƙatun. Don haka, ba ku rasa muhimmin biyan kuɗi saboda gaskiyar cewa a ranar albashin, ba zato ba tsammani ya tambayi babban adadin da aka karɓa.