Malangizo anga nthawi imodzi nthawi imodzi nthawi imodzimodzi ndi azachuma achuma komanso a Nundats. Lero ndi kuphatikiza kothandiza kwambiri, mwa lingaliro langa.
Chifukwa chake, poyambira, lingaliro lalikulu ndikufuna kufotokozera. Sadzabweretsa ndalamayo kuti chimwemwe, ngati palibe thanzi. Ndipo m'malo mwake, chifukwa, thanzi silingagule ndalama iliyonse. Chifukwa chake, upangiri wanga ndi momwe ungapangire moyo wanu wa 2020. Momwe mungakhalire osangalala komanso achimwemwe. Momwe mungakwaniritsire bwino moyo ndi ntchito zaluso.
THE CHINSINSI 1.
Khalani ndi dongosolo lazachuma. Kudandaula kwakukulu, anthu ambiri amakhala ndi moyo, "akutuluka" kuti akhale nawo kale. Ndipo ziyenera kukhala zosiyana. Choyamba mumamvetsetsa kuchuluka kwa zomwe mukufuna, kenako mumayesetsa kukwaniritsa moyo wawo.
Nsonga 2.
Kugula mosamala. Musanatulutse ndalama ku chikwama kapena kuphatikiza khadi, dzifunseni kuti: "Kodi thanzi, chisangalalo, chisangalalo chidzandibweretsera.
Nsonga 3.
Khazikitsani zowerengera. Chotsani ballast. Mwachitsanzo, ndinagulitsa galimoto ndikazindikira kuti ndalama ndi ndalama. Ntchito yamagalimoto ija samangodya ndalama zokha, komanso nthawi yomwe amagwiritsidwa ntchito kumiyala yamsewu, komanso thanzi. Zaka ziwiri ndimakonda ndikusunga bajeti yanyumba. Ndipo amadyetsa zinthu 10 zikwi.
Irina Shabanoova
Chithunzi: Instagram.com/irinashabanaenova_CAACH
Nsonga 4.
Khalani ogulitsa. Ayi, sindikulimbikitsa kuthamanga ndikuyika ndalama zopumira. Ndikutanthauza, lingalirani chilichonse kuchokera kwa woyang'anira. Mulingo uliwonse womwe mumagwiritsa ntchito zomwe mungabweretsere. Ndipereka chitsanzo. Munthu amene amagwiritsidwa ntchito "mabowo am'manja", kupulumuka, kudwala ndikumatha mu mankhwala, pomwe winayo, atavala matendawa, ndipo ali ndi mphamvu yopeza ndalama mu Tsogolo. Popanda zolimbitsa thupi, matupi ndi zakudya zoyenera m'dziko lamakono silingachite.
Nsonga 5.
Khazikani mtima pansi. Dzisamalire. Dzisungeni nokha. Mawu akuti: "Sindingakwanitse" kuti ndisinthe "ndikufuna kukhala chomwecho." Ndalama zidzafika pa zikhumbo zanu zenizeni. Makamaka ngati munkayenda bwino ndi mapulani azachuma.
Nsonga 6.
Yesani kuwolowa manja. Gawani, perekani. Ndalama ndi mphamvu zamphamvu zomwe zimakhudzidwa ndi malamulo akuthupi. Kuyenda komwe kukubwera ndi kofanana ndi komwe kukuchitika. Ndipo sindiri pa chakhumi, chomwe "chofunikira" chopereka, ndikunena za kuwolowa manja kwenikweni kanthawi yomwe mukufuna kuchita. Itha kukhala yotentha, chidwi, nthawi kapena kuthandiza ndalama. Chinthu chachikulu ndichakuti chikhumbocho ndi chowona mtima.
Musanatulutse ndalama ku chikwama kapena kuphatikiza khadi, dzifunseni kuti: "Kodindipatsa thanzi, chisangalalo, chisangalalo, chisangalalo"
Chithunzi: Unclala.com.
THE nambala 7.
Chitani mtundu wanu. Makamaka ngati mukugwirizana ndi malonda. Masiku ano munthu amagula yemwe amakonda. Tsatirani ndi zomwe mwapereka, kuti mukhale chogulitsa chanu ndikofunikira.
Langizo 8.
Chitani zomwe mukufuna. "Pezani nkhani ya moyo wanu, ndipo simuyenera kugwira ntchito" - awa ndi mawu abwino.
Nsonga 9.
Khalani katswiri pabizinesi yanu. Lero ndi nthawi yakuya. Khalani katswiri wabwino kwambiri m'munda mwanu, ndipo ndalama zidzachuluka.
Nsonga 10.
Pitani ku gulu lina la kulumikizana. Lankhulanani ndi anthu omwe ali ndi ndalama zomwe mukulimbana nazo.