Thiri lathu lathu limatengera ntchito yokhazikika pazachuma zawo. Nthawi zina sitimazindikira kuti ndalama zathu zimapita kuzinthu zopanda pake. Tinkaganiza ndipo tinaganiza zonena za mndandanda wa zinthu zomwe zili zofunikira kuti zitheke kuti zisawonongeke kwathunthu.
Zolemba zosiyanasiyana
Mtengo wambiri wa kulembetsa ku masewera olimbitsa thupi ndi pafupifupi ma ruble 4500-5000. Komabe, palibe amene adzabwezeretse ndalama za makalasi osowa, ndipo ngati muphonya phunziro limodzi, likhala chizolowezi chanu. Zotsatira zake, mumangotaya ndalama, ndipo thupi lokongola likhala m'maloto.
Zachidziwikire kuti mukudziwa kuchuluka kwa kulanga kwanu, kotero kuti mabungwe omwe amakukakamizani kupewa kugwiritsa ntchito nzeru mpaka kalekale. M'malo molipira makalasi, mutha kusankha njira ya bajeti: kuthamanga mu paki m'mawa, zolimbitsa thupi pamalo omwewo ndikugawana. Mphamvu ya makalasi oterewa idzakhala yoposa malo okwera mtengo komwe mungayang'ane kangapo.
Musapusitsidwe pakuyesa.
Chithunzi: pixabay.com/ru.
Zovala zowonjezera
Kumvera "Kusiyanitsa" Cholinga, timayamba kugula zinthu mopenga: matalala angapo osavomerezeka madzulo, mathalauza osayenera ataya thupi ndipo amachepetsa. Ndipo lolani zinthu zikhale ndi kuchotsera, mudagwiritsabe ndalama zabwino kwa chiwerengero chawo.
Yesetsani kuti musagule zigawo zopangidwa ndi izi, ndipo m'malo mwake sakanizani zinthu zofunika. Chifukwa chake mutha kungosintha zinthu wina ndi mzake, m'malo mogula zida zatsopano.
Chiwerengero chachikulu cha chakudya
Ndi za zakudya zochulukirapo mufiriji yanu. Mutha kupitiliza kugula reviar wofiyira, sturgeon ndi zipatso zapadera.
Apanso, m'mphepete mwazokwezeka: Timagula atatu a phukusi la mkaka m'malo mwa phukusi limodzi, koma tilibe nthawi yogwiritsa ntchito.
Pofuna kuti musasunge chakudya chowonjezera mufiriji, nthawi zonse pezani mndandanda musanapite ku sitolo.
Mutha kukhala ndi chikho cha cappuccino
Chithunzi: pixabay.com/ru.
Buku "
Kuyenda mu cafe kumakuwonongerani ma ruble 600, chakudya chamadzulo ndi anzanu 1000. Kodi mukuganiza kuti chikho cha ma rubte 250 chimakhala chiyani?
Ngati mumadya tsiku lililonse kunja kwa nyumbayo, imapezeka kuchuluka kwabwino kwambiri - pafupifupi ma ruble pafupifupi 3,500 pa sabata.
Kuchepetsa ndalama, zotsekemera ndi thermocrus: zidzakhala zotsika mtengo kwambiri. Ndipo osagwiritsa ntchito kuchitira nkhanza ntchito za golide zomwe zimayeretsa thumba lanu.
"Misonkhano" ya Sabata Yokhala ndi Mabwenzi A Sabata Atha Kugwera chikwama
Chithunzi: pixabay.com/ru.
Zogula Zowopsa
Mukangopita kusitolo, mukangokhalira mlangizi wa nthawi yomweyo amene akufuna 'kugwira "chinthu chomwe mungafune. Ayi, izi ndi zotsuka mbale, ngakhale ma ruble 100, simudzakhala othandiza, ndipo mwina zidzaswa tsiku lotsatira. Inde, ndipo zotsika mtengo zimaphatikizapo zambiri zosafunikira. Ndipo simusintha nyumba yosungiramo katundu?