Kuthekera kofikira kuyandikira kwa ndalama, mwatsoka, sikuti aliyense alibe chibadwa. Ambiri a ife timakhala ndi malo ogulitsira ndipo amawononga nthawi zina kuposa bajeti yomwe imalola. Chifukwa chake, momwe mungaphunzirire bwino kugula ndi kuyandikira funso ili ndi malingaliro.
№1. Timamaliza zolinga. Tikapita ku malo ogulitsira kapena malo ogulitsira, osagula mndandanda wogulitsira. Ndizovuta kwambiri ndi masitolo azovala pankhaniyi, chifukwa kuchuluka kwa zinthu zambiri ndikutisiyiratu zowononga - ndikufuna, ngati wina, ndi wachitatu. Nthawi yomweyo, nthawi zambiri timagula zinthu za kalembedwe kamodzi, sizosiyana kwambiri ndi zomwe tili nazo kunyumba ngakhale zili ngati zitatu. Chifukwa chake, musanapite ku malo ogulitsira, tikuyang'ana zovala zanu musanapite ku sitolo, tikumvetsa kuti tili nayo, tikumvetsetsa kuti tili ndi mafashoni komanso okongola nyengo ino ndikudzipangira ntchito yomwe tikufuna kugula.
Darlia Pogodina - Zokhudza Moyo Wanu
№2. Timalongosola ndi masitolo. Simunadzifunse kuti bwanji pali masitolo ambiri ogulitsira? Mu dongosolo lanu m'malo ogulitsira kuti mukhale ndalama zambiri momwe mungathere. Malinga ndi ziwerengero, anthu, amafuna pakati pa zovala zovala, onetsetsani kuti safuna chilichonse chomwe safuna mfundo. Ndikuganiza kuti inu, monga okonda kugula zinthu zambiri, zomwe mumakonda zomwe mumakonda, koma mumakonda nthawi zonse, ndipo zomwe zimagulitsidwa munthawi yotseguka kapena chifukwa chake simunapite pazifukwa zina . Ngati muli ndi cholinga pamaso panu - osagwiritsa ntchito kwambiri, chifukwa chofuna kudziwa chilichonse bwino pokana ndikuyang'ana nthawi yomwe mumakonda komanso zokonda zanu. Izi ndizotsimikizika kuti ndikuloleni kupulumutsa ndalama zokha, komanso nthawi. Kupita kogula konkriti m'masitolo osankhidwa pasadakhale, simumagwiritsa ntchito zowonjezera.
Nambala 3. Osatenga ndalama zambiri ndi inu. Ndikwabwino kudziwa pasadakhale zomwe ndalama zanu zakonzeka kugwiritsa ntchito lero zovala. Nthawi zambiri, pamwezi kapena njira iliyonse yogwiritsira ntchito ndalama zimathandizira kupulumutsa osati kugula zowonjezera. Ndipo samalani ndi makhadi - izi ndi zosavuta, koma "ndalama zikhale", zomwe zagona pachikwama chanu, timagona kwambiri kuposa kwenikweni.
Daria Pogodina
№4. Osagula zovala zotsika mtengo. Kupita kukagula, kusunga mawuwo pamutu, olemba omwe amadziwika ndi Barugoire wotchuka biliyoni: "Sindili wolemera kwambiri kugula zinthu zabwino." Zovala zotsika mtengo ndizovala zotsika kwambiri zomwe zimakutumikirani nyengo imodzi. Mutha kugula zinthu zambiri zotsika mtengo ndikuziponyera theka pachaka, chifukwa siziwoneka bwino kwambiri: zitsulo zotambalala kwambiri. Pambuyo pa miyezi isanu ndi umodzi kenako muyenera kupita kukagula ma jeans, otsekemera ndi masiketi omwe mumawataya akakhumudwa. Ndipo simudzamva chisoni, chifukwa simunawononge ndalama zambiri pa iwo.
№5. Kuopa Kugulitsa! Kumbali ina, kugulitsa kuli bwino, chifukwa katundu amagulitsidwa. Kumbali inayi, malonda ndi oyipa, chifukwa nthawi ya malonda sitimawongoletsa. Matagi amtengo wokhala ndi mtengo wopindika, wokokedwa ndi zizindikiro zenizeni amaika maso athu mkati, ndipo timagula, kugula ndikugula, kumangogula, kumadzilungamitsa zomwe zimakhala zotsika mtengo. Ndikosavuta kugulitsa kapena zosatheka kupewa kugwiritsa ntchito ndalama mopitirira muyeso, choncho samalani nthawi imeneyi ngati ntchito yanu ithe kupulumutsa.