Aliyense amalota za kupezeka kwachuma, koma si aliyense amene akufuna kukhala waluso pachuma. Kulemba chuma ndi njira yofunikira kwambiri pazachuma kwambiri, kugwiritsa ntchito ndalama moyenera komanso ndalama, kudzikundikira koyenera. Tsoka ilo, chidziwitsochi sichiperekedwa kusukulu, ndipo si kholo lililonse la makolo onse amasamalira ana awo akatswiri azachuma.
Tikugogoda ndi kuwunika zinthu zingapo zomwe zingathandize kupanga anzanu ndi ndalama ndikusintha momwe mulili.
Gawo 1 limakhala ndi ndalama. Nthawi zonse. Izi zikuyenera kukhala zokha.
Kutanziritsa kumatanthauza kuchepetsa kuchuluka kwa ndalama popanda kuchepetsa muyezo wamoyo.
Choyamba, ndikofunikira kuyang'anira ndalama ndikuwalemba osachepera miyezi 1-2, ndipo ndibwino kuchita izi nthawi zonse. Kenako, ndikofunikira kuwasanthula ndi kumvetsetsa komwe njira "idakanidwa".
Zitsanzo za Kutsatsa Ndalama:
- Gulani pamalonda pa intaneti ya katundu pamtengo wotsika
- Kugula maphukusi akuluakulu, omwe nthawi zambiri amakhala opindulitsa kwambiri
- Pendani mitengo yazinthu zomwezo ndipo pezani ndalama zothandiza kwambiri.
- Gwiritsani ntchito makhadi a kuchotsera
- Kubwereka kwa katundu wotsika m'malo mogula
- Ndi njira ina yamvula 101 yogula zabwino kwambiri pamtengo wocheperako.
Gawo 2 Gwirani ntchito zotsutsana ndi ndalama. Ndikofunika kwambiri!
Nthawi zambiri, malingaliro athu ku chuma chimatsimikizira mwayi wathu wopeza ndalama. Kukhazikitsa koyipa kumagwira ntchito motsimikiza kwa chikumbumtima chathu, kumayambitsa ntchito zomwe timachita komanso kufooka.
Ndikofunikira kuti muwapeze nokha, lembani ndi kugwira ntchito.
Dzifunseni mafunso: ndikuganizira chiyani za ndalama? Kodi ndimaganiza chiyani za anthu olemera? Kodi ndingakhale wolemera motani? Kodi ndimasangalala bwanji ndi ntchito yanga?
Kumbukirani zomwe mudamva kuyika zoipa zomwe mudamva kuchokera kwa makolo, anzanu, aphunzitsi. Mwina ali ndi inu.
Kumbali ina iliyonse yoipa, lembani zogwirizana.
Mwachitsanzo, kukhazikitsa koipa 'sikunakhale ndi moyo wolemera, palibe choyambira, "chomwe mumatha kumva kuchokera kwa makolo, timakhala m'malo mwa" timakonda kukhala wolemera. "
Tsatirani malingaliro anu osalimbikitsa za chuma, sankhani zolakwika nthawi ndi nthawi.
Sinthani malingaliro anu, phunzirani momwe mungayamikire ntchito yanu, musawope kukweza mtengo wazogulitsa ndi ntchito zanu. Kenako ndalama zanu zidzakula!
Gawo 3 Yang'anani magwero atsopano. Nthawi zonse. Dziko lamakono ndi lamphamvu kwambiri. Makampani otseguka ndikufa, akatswiri amapita osakhalapo, zatsopano. Muyenera kukhala ndi magwero angapo omwe mumayang'ana molimba mtima mtsogolo.
Mu ntchito iliyonse mutha kupeza ndalama zowonjezera: Yambani kuchita blog, yangani master makalasi omwe mumawayang'ana kuti mupeze zowonjezera.
Mutha kuyamba kupanga zomwe mumakonda masewera anu (singano, kujambula, manichire) kapena mbuye wanu wakutali wa intaneti.
Ngati muli ndi gwero limodzi lokha la ndalama, khalani ndi dongosolo lomveka ngati lingasinthe.
Gawo 4 Phunzirani ndikusintha ziyeneretso zanu.
Phunzirani china chatsopano, chaposachedwa komanso zophunzitsira, werengani mabuku. Khalani katswiri wofunika pantchito yanu. Otseguka bizinesi. Izi sizovuta kuphunzira. Izi zidzayambitsa kuchuluka kwa ndalama.
Nthawi zonse muyenera kuphunzira. Izi ndizofunikira pakupanga zamakono.
Pangani mapulani ophunzitsira ndikuyamba kukhazikitsa. Musaiwale kuphatikiza akatswiri pa kukula kwanu dongosololi.
Gawo 5 Pangani Airbag.
Airbag ndi ndalama zomwe zitha kugwiritsidwa ntchito pazolipira zosayembekezereka. Mwachitsanzo, kukonza galimoto kapena kugula mankhwala pakachitika matenda.
Njira yotetezerayi imalola kusunga ndalama zomwe nthawi zambiri zimagwiritsidwa ntchito pazosowa pamwezi ndi zolinga zazitali. Komanso, ndalamazi zimakulolani kuti mukhale odekha kuti mukhale otetezeka mukamataya ntchito.
Ngati palibe mosayembekezereka, kuchuluka kumeneku kudzakhala zothandizira pa mbiri yanu.
Gawo 6 Ikani Zolinga zake ndikudulanso kugula kwa mwezi.
Kuwerengera kosavuta kumathandizira kudziwa kuchuluka komwe kuyenera kukhazikitsidwa komanso nthawi yomwe kugula kudzakhala kotheka.
Gawo 7 chotsani ndalama.
Lekani kuganiza kuti kuyika ndalama ndi nkhalango zowopsa komanso zowiritsa.
Kuyika ndalama mu zotetezedwa, zinthu zenizeni, katundu waluntha, ndalama.
Mukufuna kwa nthawi yayitali, izi zimakupatsani mwayi wopeza ndalama kuchokera ku Capital.
Dziwani mosamala zomwe zalembedwa pamutuwu ndipo musagwere pa anzeru za spommers.
Njira zosavuta izi zikuthandizani kukonza mwayi wanu ndikukhala wokhoza kwambiri m'derali.
Kukhala paubwenzi ndi ndalama, muyenera kulumikizana nawo. Yambani kuwerenga mabuku ambiri azachuma, konzani zolipira zanu, sinthani malingaliro anu ndikukumbukira kuti ndalama ndi wothandizira wanu pakukwaniritsa zolinga.